Why the target red card is ideal for holiday shopping

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As I get older and retailers come and go, one shopping destination remains constant for all of my needs: Target. Whether it’s mistaking a block of cheese for nachos or a new workout shirt, I always find a reason to do a Target run.

As the holiday season approaches, I have often turned to the retailer for everything from cookie-making ingredients and paper napkins to clothing and electronics.

the RedCard ™ target makes my Target purchases more affordable and easier, with a solid 5% cashback on most purchases and easy integration with other Target perks like Target Circle.

And while the RedCard is great for shopping all year round, it also pairs perfectly with the various promotions Target has on offer during the holiday season. Here’s how I maximize my Target RedCard usage while on vacation, and how you can too.

Why I prefer to shop for the holidays at Target with the RedCard

When it comes to holiday shopping, there are several big retailers known for their door-to-door and Cyber ​​Monday deals, including Target, Walmart and Amazon. Here’s why Target stands out:

RedCard ™ target

The information on the Target RedCard ™ was independently collected by CNBC and was not reviewed or provided by the card issuer prior to publication.

  • Awards

    5% off at checkout on most in-store purchases and at

  • Welcome bonus

    Receive $ 40 off a future qualifying purchase of $ 40 or more when approved from 11/01/20 to 12/26/20

  • Annual subscription

  • Introduction APR

  • Regular APR

  • Balance transfer fees

  • Foreign transaction fees

  • Credit needed

Instant RedCard 5% Discount

The biggest benefit of the Target RedCard is the automatic 5% cashback you receive at checkout on most in-store purchases and on The savings from just using your card can add up if you buy a lot of gifts, groceries and household essentials during the holiday season. Plus, it’s great that you instantly receive the 5% discount without needing to jump through hoops to redeem rewards.

Associate the RedCard with the target circle

I consider myself one of Target’s enthusiastic shoppers who look forward to checking out the Weekly Catalog Snapshot every Friday. I love the scouring discounts on Target circle (formerly Cartwheel) and strike a deal.

Target Circle is Target’s loyalty program that is free to join and gives users access to hundreds of discounts. The program has just celebrated its first birthday and meanwhile, users have saved nearly $ 2 billion through Target Circle offers.

Target Circle discounts can save you up to 50% on qualifying items or give you a certain amount on one purchase (like $ 20 off a $ 50 bedding purchase). These offers go perfectly with your daily RedCard discount. You will need to save the offers to your account before using them.

In fact, I recently saved $ 90 on two bikes just by activating a 10% discount on Target Circle and paying with my RedCard for an additional 5% discount.

Scan items to look for discounts

One of my favorite things to do at Target is scanning items while I shop using the Target app on my phone. I can easily check the list price, the eventual sale price, and see if there are any other Target Circle offers that I can save to my account. Adding coupons to your account allows them to automatically deduct at checkout when you scan your Wallet app or enter your phone number.

Take advantage of the free delivery

RedCard holders receive free two-day delivery on thousands of items from without the $ 35 minimum purchase amount required for non-cardholders. It can help you get items faster and cheaper compared to using another card at checkout.

Keep in mind that some items may have extended delivery dates during times of high demand, such as holidays. Your safest bet is to order things a week before you need them, or consider same-day delivery services, which we’ll dive into next.

Same day delivery options

Target has plenty of options for you to get the items you need the same day you need them. You can have groceries and other essentials delivered to your door the same day with Shipt. Currently you can get a 4 week free trial for Shipt then save 50% on an annual subscription ($ 49, normally $ 99). You can also opt out of membership and choose to pay a delivery charge per Shipt order.

Beyond Shipt, there are two free alternatives: picking up orders and steering wheel. As the names imply, you can either choose to go to the store and pick up your Target order, or have a Target representative bring it to your car. Many orders are ready within four hours, depending on what time you place them, and you will receive an alert when they are ready.

Price Match Guarantee

Like many retailers, Target has a price match guarantee Politics. If you find a current lower price within 14 days of purchase, simply provide proof and Target will adjust your payment to the lower price.

This policy gets even better during the holiday season as Target wants you to “buy early, shop with confidence this holiday season”.

Black Friday deal purchases made between November 1 and November 28 are eligible for a price adjustment if the Target store or price drops at any time on or before December 24, 2020. That’s close. four times longer than the normal warranty.

New cardholder bonus

Right now, new Red card cardholders can receive $ 40 off a future qualifying purchase of $ 40 or more when approved from November 1 to December 26, 2020. This is a great welcome bonus it does not require you to meet any spending conditions to earn the bonus.

You will automatically receive the coupon in the mail after the account is approved and then be able to apply it to an upcoming purchase of $ 40 or more, which should be easy to do while on vacation. The coupon is valid until January 31, 2021.

The information on the Target RedCard ™ was independently collected by CNBC and was not reviewed or provided by the card issuer prior to publication.

Editorial note: Any opinions, analysis, criticism or recommendations expressed in this article are the sole responsibility of the editorial staff of Select and have not been reviewed, endorsed or otherwise approved by any third party.

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